Your Ultimate Travel Insurance Glossary: Terms starting with A

Glossary on Travel Insurance Terms starting with A

Understanding travel insurance can be complex, but knowing the key terms and concepts can simplify the process. This glossary is designed to answer essential questions about travel insurance, such as “What is included in travel insurance?” and “What is LTA in travel insurance?” It covers a wide range of topics, from the most common type of travel insurance to specifics like global travel protection and what “worldwide” means in the context of coverage.

Whether you're curious about the duration of travel insurance, what international and domestic policies cover, or what travel insurance does not cover, this guide has you covered. Discover the different types of travel insurance, the importance of having coverage, and how global travel insurance terms apply, especially with considerations for COVID-19.

With clear explanations and examples, you’ll learn about global travel policies, what is covered in international travel insurance, and how to obtain the right travel insurance for your needs. Dive into our glossary to gain a comprehensive understanding of travel insurance and make informed decisions for your next trip.

To help you decode this complex landscape, we've compiled a comprehensive glossary from A to Z. Whether you're a seasoned traveler or a first-time explorer, this guide will equip you with the knowledge you need to understand and make the most of your travel insurance coverage.

A	B	C	D	E	F	G	H	I	J
K	L	M	N	O	P	Q	R	S	T
U	V	W	X	Y	Z

1.      Accident Coverage: This provision ensures compensation for injuries sustained during the trip due to an unexpected event, such as a car crash or a slip and fall. 

2.      Adventure Sports Coverage: Some travel insurance policies offer coverage for engaging in adventurous activities like bungee jumping, scuba diving, or skiing. Make sure to check if your policy includes this.

3.      Airport Assistance: This feature provides support services at airports, including assistance with lost luggage, flight delays, or navigating through the terminal. 

4.      Alternative Accommodations: In case your pre-booked accommodations become uninhabitable due to unforeseen circumstances like natural disasters or hotel closures, your policy might cover the cost of alternative lodging. 

5.      Amendment Fees: If you need to change your travel plans after purchasing the insurance policy, such as altering the travel dates or destination, some policies may cover the fees associated with these changes. 

6.      Annual Policy: An annual travel insurance policy covers multiple trips within a year, offering convenience and potential cost savings for frequent travelers compared to purchasing separate policies for each trip. 

7.      Assistance Services: These services provide 24/7 support for travelers, including medical assistance, emergency evacuation, and travel-related information. 

8.      Auto Rental Collision Coverage: This option provides coverage for damage to a rental vehicle while it's in your possession, offering an alternative to purchasing insurance directly from the rental company.

9.      Airline Bankruptcy Protection: This feature provides coverage in the event that an airline with which you've booked flights goes bankrupt, reimbursing you for any non-refundable expenses associated with the affected flights. 

10.   Accidental Death and Dismemberment (AD&D): AD&D coverage provides financial compensation in the event of accidental death or serious injury, such as loss of limbs or eyesight, occurring during the trip. 

11.   Ambulance Services: This provision covers the cost of ambulance transportation in case of a medical emergency during your travels, ensuring prompt and efficient medical care. 

12.   Assistance Hotline: A dedicated hotline provided by the insurance company, offering immediate assistance and guidance in case of emergencies, such as medical crises, legal issues, or lost documentation. 

13.   Additional Expenses: Some travel insurance policies cover additional expenses incurred due to unexpected events, such as accommodation and meal costs resulting from flight delays or cancellations. 

14.   Advance Payment: In certain situations, such as hospitalization abroad, the insurance company may offer advance payment for medical expenses to ensure prompt treatment without out-of-pocket costs for the traveler. 

15.   Act of Terrorism Coverage: This coverage protects travelers in the event of acts of terrorism, offering reimbursement for trip cancellation, interruption, or medical expenses related to such incidents. 

16.   Accommodation Reimbursement: If you're unable to stay in your pre-booked accommodation due to covered reasons such as flight delays or natural disasters, this coverage reimburses you for the cost of alternative lodging arrangements. 

17.   Aid and Repatriation: This provision covers the expenses associated with arranging and transporting the insured person back to their home country in the event of a medical emergency or repatriation due to other covered reasons. 

18.   Adventure Travel Insurance: A specialized type of insurance tailored for travelers engaging in adventurous activities such as mountaineering, safari, or extreme sports, offering coverage specific to the risks associated with these activities. 

19.   All-Inclusive Coverage: Some comprehensive travel insurance plans offer all-inclusive coverage, combining various benefits such as trip cancellation, medical, and baggage coverage into a single policy for convenience and comprehensive protection. 

20.   Animal Attack Coverage: In rare cases where travelers encounter wildlife-related incidents leading to injuries, some travel insurance policies may offer coverage for medical expenses and other related costs resulting from animal attacks. 

21.   Auto Assistance: This feature provides roadside assistance services such as towing, battery jump-start, or locksmith services in case of vehicle breakdowns during road trips or rental car issues while traveling. 

22.   Adventure Excursions Coverage: Protection for adventurous activities and excursions during the trip. 

23.   Airfare Reimbursement: Reimbursement for non-refundable airfare expenses due to trip cancellation. 

24.   Accidental Injury Benefit: Financial compensation in the event of accidental injuries during the trip. 

25.   Adventure Travel Accident Coverage: Coverage for accidents occurring during adventure travel activities. 

26.   Annual Multi-Trip Insurance: Insurance policy covering multiple trips within a year. 

27.   Assistance Coordinator: Individual or service managing assistance services for travelers. 

28.   Adventure Activity Insurance: Insurance specifically covering adventurous activities. 

29.   Accidental Death Benefit: Compensation in case of accidental death during the trip. 

30.   Adventure Travel Protection: Comprehensive protection for adventure travelers. 

31.   Adventure Equipment Coverage: Coverage for loss or damage to adventure equipment. 

32.   Airline Failure Insurance: Coverage in case the airline goes bankrupt or ceases operations. 

33.   Airline Ticket Protection: Protection for non-refundable airline tickets. 

34.   Airline Strike Insurance: Coverage for trip disruptions due to airline strikes. 

35.   Annual Travel Insurance Plan: Yearly insurance plan covering multiple trips. 

36.   Auto Rental Insurance: Insurance for rental vehicles during the trip. 

37.   Adventure Sports Accident Insurance: Insurance for accidents during adventure sports. 

38.   Air Travel Insurance: Insurance specifically for air travel-related risks. 

39.   Adventure Travel Trip Cancellation Insurance: Coverage for trip cancellation due to various reasons. 

40.   Adventure Travel Medical Insurance: Insurance covering medical expenses during adventure travel. 

41.   Adventure Travel Emergency Assistance: Emergency assistance services during adventure travel. 

42.   Adventure Travel Medical Evacuation: Evacuation services for medical emergencies during adventure travel. 

43.   Adventure Travel Trip Interruption Insurance: Coverage for trip interruption due to unforeseen events. 

44.   Adventure Travel Baggage Insurance: Insurance for loss or damage to baggage during adventure travel. 

45.   Adventure Travel Lost Luggage Insurance: Coverage for lost luggage during adventure travel. 

46.   Adventure Travel Theft Insurance: Insurance for theft of belongings during adventure travel. 

47.   Adventure Travel Delay Insurance: Coverage for delays during adventure travel. 

48.   Adventure Travel Missed Connection Insurance: Coverage for missed connections during adventure travel. 

49.   Adventure Travel Liability Insurance: Liability coverage during adventure travel. 

50.   Adventure Travel Property Damage Insurance: Coverage for damage to property during adventure travel.

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