Your Ultimate Travel Insurance Glossary: Terms starting with P

Glossary on Travel Insurance Terms starting with P

In the world of travel insurance, navigating the myriad of terms and jargon can sometimes feel like traversing uncharted territory. To help you decode this complex landscape, we've compiled a comprehensive glossary from A to Z. Whether you're a seasoned traveler or a first-time explorer, this guide will equip you with the knowledge you need to understand and make the most of your travel insurance coverage. Learn about what is included in travel insurance, what it does not cover, the validity period, and much more. You can explore international and domestic travel insurance terms, and discover how travel insurance works for medical needs. Equip yourself of Travel Insurance with examples, advantages, and disadvantages to make informed decisions.

A	B	C	D	E	F	G	H	I	J
K	L	M	N	O	P	Q	R	S	T
U	V	W	X	Y	Z

1. Pandemic Coverage: Coverage for losses or expenses related to a pandemic, such as COVID-19.
2. Partial Trip Cancellation: Coverage for expenses incurred due to canceling part of a trip.
3. Partial Trip Interruption: Coverage for expenses incurred when a trip is interrupted and resumed later.
4. Permanent Total Disability: Coverage for a disability that permanently prevents the insured from working.
5. Personal Accident: Coverage for accidental death or injury occurring during the trip.
6. Personal Effects Coverage: Coverage for personal belongings taken on the trip, including loss, theft, or damage.
7. Personal Liability: Coverage for legal liability for injury to others or damage to their property.
8. Personal Money: Coverage for loss or theft of personal money carried during the trip.
9. Policyholder: The individual who owns the travel insurance policy.
   
   
   
10. Policy Period: The duration for which the travel insurance policy is effective.
11. Policy Schedule: A document outlining the specifics of the insurance policy, including coverage details and limits.
12. Policy Wording: The detailed terms and conditions of the travel insurance policy.
13. Pre-Existing Condition: A medical condition that existed before the start of the travel insurance policy.
14. Pre-Existing Condition Exclusion: A clause excluding coverage for pre-existing medical conditions.
15. Premium: The amount paid for the travel insurance policy.
16. Primary Coverage: Insurance that pays first before other policies are used to cover a claim.
17. Professional Sports Coverage: Coverage for injuries or losses sustained while participating in professional sports.
18. Proof of Loss: Documentation required to support a claim for compensation under the policy.
19. Public Liability: Coverage for legal liability for causing injury to the public or damage to public property.
20. Public Transport Delay: Coverage for delays in public transportation that affect travel plans.
21. Public Transport Hijacking: Coverage for losses or expenses due to a hijacking of public transportation during the trip.
22. Purchase Protection: Coverage for items bought during the trip that are lost, stolen, or damaged.
23. Policy Exclusion: Specific conditions or circumstances not covered by the insurance policy.
24. Primary Residence: The insured’s main home address, which is considered when determining eligibility and coverage.
25. Post-Departure Benefits: Benefits that apply after the insured has departed for their trip.
26. Political Evacuation: Coverage for transportation expenses if the insured needs to be evacuated due to political unrest.
27. Policy Inception Date: The date when the travel insurance policy becomes effective.
28. Policy Limit: The maximum amount the insurer will pay for covered losses under the policy.
29. Pre-Authorization: Requirement to obtain approval from the insurance provider before incurring certain expenses.
30. Pre-Trip Cancellation: Coverage for expenses incurred if the trip is canceled before departure.
31. Prescribed Medication: Medicines that are prescribed by a licensed medical practitioner and may be covered if needed during the trip.
32. Proof of Travel: Documentation, such as tickets or itineraries, proving that the insured was traveling.
33. Provider Network: A list of hospitals, doctors, and other healthcare providers that have agreements with the insurance company to provide services to insured travelers.
34. Policy Renewal: The process of extending the duration of the travel insurance policy before it expires.
35. Policyholder’s Certificate: A document issued to the policyholder detailing their coverage and policy information.
36. Per Diem Benefits: Daily allowances for expenses such as accommodation and meals during a trip.
    
    
    
37. Passenger Assistance Services: Services that assist travelers with issues like lost baggage, travel delays, or medical emergencies.
38. Primary Medical Expense Coverage: Medical expense coverage that acts as the primary payor without requiring other insurance to pay first.
39. Primary Care Physician (PCP): A healthcare provider who offers general medical care and may need to be contacted for referrals under some insurance plans.
40. Physical Assault Coverage: Coverage for injuries resulting from physical assault during the trip.
41. Policy Cancellation: Termination of the insurance policy by either the insurer or the policyholder.
42. Policy Reinstatement: Restoring a lapsed insurance policy to active status.
43. Personal Assistance Services: Services provided to help with non-emergency issues like rebooking travel or locating lost items.
44. Pro Rata Refund: A partial refund of the insurance premium if the policy is canceled before the end of the coverage period.
45. Preferred Provider Organization (PPO): A network of preferred healthcare providers offering services at reduced rates to insured individuals.
46. Public Health Emergency: Coverage for expenses or cancellations related to a declared public health emergency.
47. Provider Reimbursement: The process by which the insurance company reimburses healthcare providers for services rendered to the insured.