Your Ultimate Travel Insurance Glossary: Terms starting with R

Glossary on Travel Insurance Terms starting with R

Understanding travel insurance can be complex, but knowing the key terms and concepts can simplify the process. This glossary is designed to answer essential questions about travel insurance, such as “What is included in travel insurance?” and “What is LTA in travel insurance?” It covers a wide range of topics, from the most common type of travel insurance to specifics like global travel protection and what “worldwide” means in the context of coverage.

Whether you're curious about the duration of travel insurance, what international and domestic policies cover, or what travel insurance does not cover, this guide has you covered. Discover the different types of travel insurance, the importance of having coverage, and how global travel insurance terms apply, especially with considerations for COVID-19.

With clear explanations and examples, you’ll learn about global travel policies, what is covered in international travel insurance, and how to obtain the right travel insurance for your needs. Dive into our glossary to gain a comprehensive understanding of travel insurance and make informed decisions for your next trip.

To help you decode this complex landscape, we've compiled a comprehensive glossary from A to Z. Whether you're a seasoned traveler or a first-time explorer, this guide will equip you with the knowledge you need to understand and make the most of your travel insurance coverage.

 

A	B	C	D	E	F	G	H	I	J
K	L	M	N	O	P	Q	R	S	T
U	V	W	X	Y	Z

1. Rebooking Fee: A fee charged for changing the travel dates or details of a booking.
2. Reimbursement: The act of being repaid or compensated for expenses covered under the travel insurance policy.
3. Rental Car Coverage: Insurance that covers damage or loss to a rental vehicle.
4. Repatriation: The process of returning a traveler to their home country in the event of a medical emergency or death.
5. Return of Minor Children: Coverage that ensures minor children can return home safely if the insured adult is unable to care for them due to a covered reason.
6. Return of Remains: Coverage for the cost of transporting the insured's remains back to their home country in the event of death while traveling.
7. Rider: An additional provision or amendment to the standard travel insurance policy that provides extra coverage or benefits.
8. Risk Assessment: The evaluation of the likelihood and potential impact of various risks associated with travel.
9. Roadside Assistance: Services provided to travelers who experience vehicle breakdowns or other issues while driving, such as towing or flat tire repair.
   
   
   
10. Robbery Coverage: Insurance that covers losses due to theft or robbery during travel.
11. Recreational Activities Coverage: Insurance that provides coverage for injuries or incidents that occur while participating in recreational activities such as skiing, scuba diving, or hiking.
12. Refund: The return of money paid for travel arrangements or insurance premiums when a trip is canceled or altered for a covered reason.
13. Region of Travel: The specific geographic area covered by the travel insurance policy.
14. Reimbursement Limit: The maximum amount that the insurance company will pay for covered expenses.
15. Repatriation of Remains: Coverage for the cost of transporting a deceased traveler's body back to their home country.
16. Rescue Services: Coverage for costs associated with search and rescue operations in case of an emergency during travel.
17. Resident: The primary place of residence of the insured, often used to determine the starting point for coverage.
18. Return Travel Delay: Coverage for additional expenses incurred due to a delay in the insured's return travel.
19. Routine Care: Non-emergency medical care that is typically not covered by travel insurance.
20. Risk Rating: The assessment of the level of risk associated with a traveler or a particular trip, which can affect the cost and availability of insurance coverage.
21. Robbery: Coverage for the loss of personal belongings due to robbery during travel.
22. Room and Board: Expenses related to accommodation and meals, which may be covered if the insured is hospitalized or requires extended stays due to a covered event.
    
    
    
23. Rogue States: Countries or regions identified as high-risk due to political instability, war, or other factors, often excluded from standard coverage.
24. Renewable Policy: A travel insurance policy that can be renewed for additional periods of coverage.
25. Replacement Cost: The cost to replace lost or damaged items with new ones of similar kind and quality, which may be covered by the insurance policy.
26. Recuperation Coverage: Coverage for additional expenses incurred during the recovery period following a medical emergency or treatment while traveling.
27. Repatriation of Personal Effects: Coverage for the return of the insured's personal belongings to their home country in the event of death or medical evacuation.
28. Return Flight Coverage: Coverage for the cost of a return flight if the insured needs to come back earlier or later than planned due to a covered event.
29. Rebooking Coverage: Insurance that covers fees or additional costs incurred when rebooking travel arrangements.
30. Repatriation of Remains Benefit: The specific benefit amount paid for the cost of returning the deceased insured's remains to their home country.
31. Return Transportation: Coverage for the cost of transportation back to the insured's home country in case of a covered emergency or event.
32. Replacement Travel Document Coverage: Insurance that covers the cost of replacing lost or stolen travel documents, such as passports or visas.
33. Refund Policy: The terms and conditions under which refunds are provided for trip cancellations or interruptions.
    
    
    
34. Reciprocal Health Agreement: Agreements between countries that allow travelers to access medical treatment in the host country, often at a reduced cost or for free.
35. Residence Coverage: Insurance coverage for events or incidents that happen at the insured's residence while they are traveling.
36. Rental Equipment Coverage: Coverage for rented sports or recreational equipment, protecting against loss or damage.
37. Reasonable and Customary Charges: The standard fees for services or treatments in a particular area, which the insurance company will cover.
38. Rental Vehicle Excess: Coverage that pays for the excess amount not covered by the rental vehicle insurance in case of damage or theft.
39. Repatriation Coverage: Insurance that covers the cost of bringing the insured back to their home country for medical treatment or after a medical emergency.
40. Remote Destination Coverage: Coverage for travel to remote or less accessible locations, often including extra provisions for emergency evacuation or medical treatment.
41. Return to Home Country: Coverage for costs associated with returning to the insured's home country in case of emergency, illness, or injury.
42. Reissue Fee Coverage: Insurance that covers fees for reissuing travel tickets or documents.
43. Repatriation of Remains Coverage: Specific coverage for the cost associated with transporting the remains of the insured back to their home country.
44. Refundable Ticket: A travel ticket that can be refunded under certain conditions, often covered by travel insurance.
45. Reimbursement Plan: A plan that provides reimbursement for covered expenses rather than direct payment to service providers.
46. Rescheduled Travel: Coverage for expenses incurred when travel plans need to be rescheduled due to a covered event.
47. Road Accident Coverage: Insurance that covers medical and other expenses resulting from a road accident while traveling.
48. Run-off Cover: Coverage that continues to provide protection after the policy period has ended, typically for claims arising from events that occurred during the policy period.
49. Rental Car Insurance: Coverage for damages or theft of a rental car during travel.
50. Repatriation of Deceased: Coverage for the expenses related to returning a deceased traveler’s body to their home country.